All protection plans are provided by Farmers Insurance yet has contracted Likewize as the Administrator of the programs.

• First month’s payment may be prorated based on the date of enrollment and charged at time of enrollment.

• If the initial payment is prorated, then customers can expect to pay their first full premium at the beginning of the following month

• The monthly premium is charged to the credit card provided during enrollment.

• Customers can update their payment method anytime via their online account.

• Cosmetic damage, however caused, that does not affect the manufacturers intended use.

• Incidents that occurred prior to enrollment or when a premium was not paid.

• Diminished battery life not caused by electrical or mechanical malfunction or Accidental Damage from Handling.

• Additional exclusions may apply, refer to the plans terms & conditions for more details.

Likewize, the program administrator, will fulfill the claim based on device and geographic location in one of the following ways:

• Mail-In Repair: A prepaid mailing label will be provided, allowing customers to self-package and send their device for repair. Once the repair is completed, the device is shipped back directly to the customer.

• Walk-In Repair: Customer will be offered repairs at select walk-in locations where available.

• In-Home Repair: For TV repairs, Likewize may dispatch a repair technician to the customer’s home as appropriate.

• Replacement: Once the device is received, it will be replaced with a like-kind device (color may vary).

• Reimbursement: An Electronic Disbursement will be issued to the customer via email.

Fulfillment timeline and options may vary depending on the device and the extent of the damage.

Mobile Device Protection is coverage for up to 4 mobile phones per household against five perils: (1) Mechanical, (2) Electrical Breakdowns due to manufacturing defects, (3) Accidental Damage from Handling, (4) Loss, and (5) Theft. The program is administered by Likewize and underwritten by Zurich North America under a single insurance policy offering coverage for all five perils.

Up to 4 Mobile Phones (per household)

• Cosmetic damage, however caused, that does not affect the manufacturers intended use.

• Incidents that occurred prior to enrollment or when a premium was not paid.

• Diminished battery life not caused by electrical or mechanical malfunction or Accidental Damage from Handling.

• Additional exclusions may apply, see plans terms and conditions for more details.

Mobile phones are covered for (1) Accidental Damage from Handling, (2) Mechanical, (3) Electrical Breakdowns after the expiration of the Manufacturer’s Warranty, (4) Loss, and (5) Theft.

Accidental Damage from Handling is a peril that refers to any single, unexpected, sudden and accidental damage that is externally visible which prevents the proper operation of the Portable Covered Product. Accidental Damage from Handling includes accidental liquid spills and power surges.

It does not include accumulated damage from continual or multiple events or if the Portable Covered Product is submerged in water. In addition, it does not include damage from nature, flood, war, terrorism, fires, wind, lightning strikes or other Acts of God. A comprehensive list of the exclusions is in the service contract or insurance policies which can be found in the Resources section.

(1) Accidental Damage from Handling, and (2) Mechanical, and (3) Electrical Breakdowns: Unlimited claims with a cap of $2,500 per approved claim.

(4) Loss and (5) Theft: 2 approved claims with a cap of $2,500 per approved claim in any rolling 12-month period.

Home Device Protection is coverage brought to you by Farmers for consumer electronics (Covered Products) in the home against three perils, (1) Mechanical and (2) Electrical Breakdowns due to manufacturing defects and (3) Accidental Damage from Handling for Portable Covered Products (which are a subset of Covered Products and are referenced on page 7), as well as mobile phones. The program is a service contract, not insurance, and is administered by Likewize.

This standalone plan does not provide Loss and Theft protection

Note: Classifications rely on product type, not functionality. For example, a watch capable of making calls remains classified as a "Wearable."

Home Entertainment

• Bluetooth and Wi-Fi Enabled Spakers​

• DVD/Blu-ray Players​

• External Hard Drives​

• Gaming Consoles​

• Handheld Gaming Devices​

• Home Theater Systems1

• Personal Computers (PCs, Desktops, Laptops), (Windows 8 or newer), (Apple OS X 10 or newer)​

• Printers/Scanners​

• Pro/Elite Gaming Controllers​

• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)​

• Televisions (LED and LCD only)​

• Virtual Reality Headsets

Smart Home (connect with WIFI, Zigbee, Z-Wave, Insteon, or Thread Group)

• Robot Vacuums

• Smart Home Devices2

• Standalone Routers

• Streaming Devices

Personal Wearables/Accessories

• Fitness Bands

• Headphones

• Smart Watches

1Home Theater Systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).

2 Smart Home Devices include: Smart Video Doorbells, Smart Device Hubs, Smart Light Dimmers, Smart Thermostats, Smart Smoke Detectors, Smart Home Security Cameras, Smart Door Locks, and Smart Carbon Monoxide Detectors. All “Smart” products must utilize one (1) of the following home networking solutions to be eligible for this Plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon, or Thread Group.

• Cosmetic damage, however caused, that does not affect the manufacturer’s intended use.

• Incidents that occurred prior to enrollment or when a premium was not paid.

• Diminished battery life not caused by electrical or mechanical malfunction or Accidental Damage from Handling.

• Additional exclusions may apply, refer to the plan’s terms & conditions for more details.

Accidental Damage from Handling

• Portable Covered Products

  • Handheld Gaming Devices

  • Headphones

  • Laptops (Windows 8 or newer), (Apple OS X 10 or newer)

  • Pro/Elite Gaming Controllers

  • Tablets (Android 1.6 or newer, Apple OS X 10 or newer)

  • Virtual Reality Headsets

  • Wearables (Smart Watches and Fitness Bands)

Mechanical and Electrical Breakdowns (after the expiration of the Manufacturer’s Warranty)

• Bluetooth and Wi-Fi Enabled Speakers

• DVD/Blu-ray Players

• External Hard Drives

• Fitness Bands

• Gaming Consoles

• Handheld Gaming Devices

• Headphones

• Home Theater Systems1

• Personal Computers (PCs, Desktops, Laptops), (Windows 8 or newer), (Apple OS X 10 or newer)

• Pro/Elite Gaming Controllers

• Robot Vacuums

• Smart Home Devices2

• Smart Watches

• Standalone Routers

• Streaming Devices

• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)

• Televisions (LED and LCD only)

• Virtual Reality Headsets

1Home Theater Systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).

2Smart Home Devices include: Smart Video Doorbells, Smart Device Hubs, Smart Light Dimmers, Smart Thermostats, Smart Smoke Detectors, Smart Home Security Cameras, Smart Door Locks, and Smart Carbon Monoxide Detectors. All “Smart” products must utilize one (1) of the following home networking solutions to be eligible for this Plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon, or Thread Group.

Accidental Damage from Handling is a peril that refers to any single, unexpected, sudden and accidental damage that is externally visible, which prevents the proper operation of the Portable Covered Product. Accidental Damage from Handling includes accidental liquid spills and power surges.

It does not include accumulated damage from continual or multiple events or if the Portable Covered Product is submerged in water. In addition, it does not include damage from nature, flood, war, terrorism, fires, wind, lightning strikes or other Acts of God. A comprehensive list of the exclusions is in the service contract or insurance policies which can be found in the Resources section.

(1) Accidental Damage from Handling, (2) Mechanical, and (3) Electrical Breakdowns: Unlimited claims with a cap of $2,500 per approved claim, with a total rolling 12-month coverage cap of $6,000.